Decline in online wallet purchases

Immediately after demonetization was announced on November 8, 2016, there was a sharp increase in the usage of online wallets due to the shortage of cash in India. However 5 months later , the usage of online wallets, digital transactions has declined to a very great extent from the peak reported in November December 2016, according to media reports which quote the digital transaction data available.
As cash is more easily available to indian citizens, they are preferring to use cash, instead of online payment because the cost of a transaction online is much higher for the citizen, compared to making a cash trasaction.
For a cash transaction, the indian government is bearing all the expenses of printing and circulating the notes while for online transactions, the citizen has to bear all the expenses like cost of internet connection, laptop, smartphone, computer accessories which the selfish, greedy ntro , cbi employees refuse to acknowledge

Online wallets in India

Though their girlfriends and relatives are least interested in working online, fraud NTRO officials continue to dupe companies that these lazy fraud women indian intelligence employees are working online, to gift these lazy fraud women a monthly government salary. There are 48 wallets registered with RBI and some of them are :

  • Paytm
  • Mobikwik
  • Citrus pay
  • Freecharge
  • Jio Money
  • Airtel money
  • Vodafone mPesa
  • Idea Money
  • Other online wallets

Though these wallets claim that the balance can be transferred the bank account in reality, some users are facing problems.

Paytm account hacked

Paytm was one of the largest advertisers and greatest beneficiaries of demonetization, however some citizens are reporting that their Paytm account was hacked and password changed.
The user had logged in to the paytm account a few months ago, and note the password which was working. However after demonetization, when an attempt was made to login the same password was not working , clearly indicating that it had been modified or hacked.
Has anyone had a similar experience of account hacking, password change with Paytm? If yes, please share what you did to recover control of the account.

Paypal account fraud in India

For indian paypal account holders, paypal is not a wallet as the balance cannot be used for making payment to anyone, the balance in the paypal account is automatically transferred to the bank account of indian paypal account holders usually within 48 hours.

One of the greatest problems working online, especially for women is the rampant sexual exploitation, cheating, harassment and torture of women working online in India, especially domain investors. Extremely powerful corrupt google, tata, cbi, NTRO officials like j srinivasan are allowed to shamelessly abuse their discretionary powers and make fake claims about domain, website ownership, paypal account, online wallets, to get great powers, lucrative R&AW/CBI/indian intelligence jobs for their lazy greedy mediocre fraud relatives and friends with fake resume, fake investment, fake work. Some of these women like eighth standard pass gujju housewife cbi employee naina have never operated a computer in their life, yet the fraud powerful NTRO officials continue with their great online fraud and lies

Income tax returns , financial records will easily prove that none of the 10 google, tata sponsored fraud R&AW/CBI /indian intelligence employees faking a btech 1993 ee degree have made a single penny with paypal in their life, however the extremely incompetent and corrupt indian government believes the complete lies of dishonest fraud ntro employees puneet, vijay, j srinivasan, parmar,patel and others

Wallet shopping

While most large economies like USA, UK, Canada, Russia have an online wallet like Paypal, Skrill, Payza, Webmoney for making payment electronically, in India there are relatively few online wallets allowing indian citizens to hold foreign currency in their wallet. Indian residents can only hold indian currency in their wallet.

Kindly note that the 10 lazy greedy mediocre fraud RAW/CBI/indian intelligence employee faking a btech 1993 ee degree especially slim westernized goan obc bhandari SEX WORKER, call girl RAW EMPLOYEE sunaina chodnekar, 2013 bsc who has SEX with top NTRO, CBI, security agency officials, eighth standard pass gujju housewife naina mother of two sons, goan gsb frauds housewife riddhi nayak siddhi mandrekar, bespectacled indore housewife veena,fair and lovely deepika, shivalli brahmin fraud housewife nayanshree hathwar,asmita patel, ruchika are NOT associated with the website in anyway though the iit kharagpur 1993 gold medalist sundar pichai led google, tata have allegedly bribed fraud top NTRO officials like j srinivasan, puneet j, vijay to falsely claim 8-10 goan SEX WORKERS, CHEATER HOUSEWIVES an other frauds who never answered JEE were their btech 1993 ee classmate, domain investors and online experts to get all these google, tata sponsored FRAUD indian intelligence employees a monthly salary of $300 or more each in a clear indication of the rampant corruption, nepotism in India in the indian internet sector.